Get Your Quote
Caravan Finance

Get Finance: Caravan

At Country Finance, our goal is to streamline the process of financing your caravan purchase, as we understand that it should be an exciting experience for you.

Whether you are looking to buy a new Caravan, a used one, through a private sale, or from a dealership, we have the solutions you need. With the wealth of over 40 years of combined finance expertise, our team of specialized finance consultants is dedicated to going the extra mile for you. We conduct thorough checks on the Assets history to ensure there are no undisclosed finances owed on it, or that the caravan has not been previously written off and repaired. Additionally, we verify the identity of the vendor to guarantee that they are the rightful owner of the asset, providing you with peace of mind throughout the purchasing process.

Consumer

Consumer Caravan Loan: A Consumer Caravan loan is a popular financing option for individuals looking to purchase a Caravan primarily for personal use, rather than for business purposes exceeding 50%. These loans can be used to buy both new and used Caravans, whether from a licensed dealership or a private seller. Consumer loan terms typically range from 2 years to 7 years, giving borrowers flexibility in choosing a repayment period that suits their financial situation and preferences. By taking out a consumer loan, individuals can spread the cost of their Caravan purchase over time, making it more affordable and manageable.

Secured: A secured Caravan loan is a type of loan where the Asset itself serves as collateral for the borrowed amount.

Terms & Repayments:

Commercial

Commercial Caravan Loans: A Commercial Caravan Loan is a type of financing specifically designed for Australian Business Number (ABN) holders who intend to use the asset for business purposes for over 50% of the time. This loan option is known as a Secured Caravan Loan, meaning that the finance company will use the asset itself as collateral against the loan.

Types Of Loans:

Low Doc Chattel Mortgage: A chattel mortgage is a popular type of commercial Caravan loan that offers several advantages for businesses. One key benefit is the availability of low documentation options, allowing certain Australian Business Number (ABN) holders to secure financing without needing to provide extensive tax returns or company financial statements. This streamlined process can make it easier and faster for business owners to obtain the funds they need to purchase a Caravan for their operations.

Moreover, opting for a chattel mortgage may also lead to ongoing tax benefits for businesses. By choosing this type of financing, borrowers may be eligible for tax deductions on interest payments and depreciation of the asset, which can help reduce their overall tax liability. These tax advantages can make chattel mortgages an attractive option for businesses looking to finance their commercial assets while maximizing tax efficiency.

Structured Loans: A Structured loan is another commercial finance option available in which businesses can structure the loan repayments to suit their needs, these particular loans can be structured to include large lump sum loan repayments at any stage throughout your loan which can greatly reduce your overall monthly repayments. see what is a structured loan for examples.

Terms & Repayments

Go to top